German Retail slump continues

German retail sales fell 0.5 percent in september from the month earlier as the economic downturn continued to affect consumer spending, the federal statiscal office data showed on friday.the statistical office said sales were down 4 percent from a year earlier.retail revenue from food,beverages and tobacco was 2.3 percent lower on the year,while some pharmaceuticals and cosmetics showed a slight decrease.

The number of job cuts on the german labor market remained rather subdued so far,considering the depth of the preceding recession,"Unicredit economist alexander koch said.he added that"the german economy grows again,but private households are still likely to face a consumer recession


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Carrefour ad appeal fails in taiwan

A taiwanese court has rejected an appeal by french retail giant carrefour against a fine for misleading advertisements,an official said on friday.the supreme administrative court upheld the decision against carrefour for claiming it checked its price lists daily and immediately lowered the price of items found tobe more expensive than competing stores,acourt official said.

despite the claim,made on carrefour's web site and in its catalogs,four of its outlets failed to charge the lowest prices,the fair trade commission had found.following its decision,made in 2006,the commission slapped a fine of 4.44 million taiwan dollars ($138.000) on carrefour for making untruthful and misleading statements on its pricing.

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Free trade agreement hurting CPO exporters

Crude palm oil producers are urging the government to speed up free-trade agreement negotiations with pakistan as malaysia,which already has a free-trade deal with the south asian nation,gains market share. ongoing talks between indonesia and pakistan started in early 2008 and were originally rxpected to take one year.malaysia's trade deal with pakistan took effect on jan 1 2008, and it's cpo exporters enjoy an advantages as they pay a 5 percent tariff in pakistan,compared with the 15 percent paid by indonesian producers.

CPO exporters are waiting the FTA with pakistan as the agreement will make our commodities more competitive.especially compared to those from our strong competitor malaysia,said derom bangun,chairman of the indonesian palm oil board.he said that indonesian CPO exporters had visited pakistan and met with the prime minister and business leaders there in june. "we are expecting to follow malaysia wich already enjoy a preferential tariff on its CPO exports to pakistan,"he said.

national CPO exports to pakistan are forecast to reach just 200.000 tons this year,down from 730.000 tons in 2007.malaysia's tariff advantage and stricter quality control standards in pakistan are two major reasons for the drop,bangun said

as well as indonesia CPO exports,the planned FTA will reduce indonesian tariffs on kino oranges imported from pakistan.the indonesian chamber of commerce and industry has also released a report showing potential of indonesia pulp and paper exports to pakistan.however currewntly pulp and paper exports are not part of the negotiations

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Vandior Forex Funds

Vandior is Not HYIP
Vandior is a large financial corporation that has a current investor base of over five hundred. These investors have watched their investments flourish due to our vast knowledge of finances. VanFunds focuses its service in asset management and has been performing at an astonishing rate since 2003. During the last six years, Vandior has worked offline and primarily with private clients with Latin American and Western European origins. In the end of 2007, Vandior decided it was time to expand its amazing asset management services abroad by starting the VanFunds website. Currently, Vandior has four different variable-income funds that enable its investors to choose the investment product they find the most appealing.

Vandior has built a very solid reputation by providing a variety of investment products to both private and corporate investors.

Vandior is Not HYIP
Vandior is a large financial corporation that has a current investor base of over five hundred. These investors have watched their investments flourish due to our vast knowledge of finances. VanFunds focuses its service in asset management and has been performing at an astonishing rate since 2003. During the last six years, Vandior has worked offline and primarily with private clients with Latin American and Western European origins. In the end of 2007, Vandior decided it was time to expand its amazing asset management services abroad by starting the VanFunds website. Currently, Vandior has four different variable-income funds that enable its investors to choose the investment product they find the most appealing.

Vandior has built a very solid reputation by providing a variety of investment products to both private and corporate investors. This reputation will only get better as more and more worldwide investors take advantage of the services Vandior offers through the VanFunds website. Our company mission is to take over first place in the field of Forex funds within the next few years.

Vandior has reached such a high level of experience in managing Forex funds offline that the decision to go online was obvious. We have gathered so much experience helping our investors manage their assets that we are able to offer very lucrative funds with interest rates of up to 20% monthly. This enables our investors to have peace of mind knowing their investment is in good hands and will offer them growth and financial stability.

Vandior is currently managing more than $ 80 million. Our goal for 2009 is to have at least $ 100 million under management.

Vandior draws it’s strength from some of the best financial managers in the business. Our Forex funds are managed by several former financial officers and managers of HSBC, Credit Suisse and Bladex.


Why Vandior?



10 reasons why you should choose Vandior for your investment needs
Take a few minutes of your time now to help lead to great rewards for a lifetime with Vandior! This is the best first step you can take on your way to a better financial future.

1 - Phenomenal Performance
During the last several years, Vandior produced phenomenal pure profits for our investors:
* 2004 - 92.4%
* 2005 - 110.2%
* 2006 - 116%
* 2007 – 135.9%
* 2008 – 180.8%.

Vandior has built more than $ 80 million under management within 5 years of launch and anticipates hitting $ 100 million by the end of 2009 according to current and predicted market growth.

Cited in a 2007 survey, 86% of our interviewed investors believe that Vandior offers one of the best investment products globally with excellent, lucrative performance and conditioning.

2 - Outstanding level of service

Vandior's highly experienced, service-oriented account advisors are always standing by to help you with your financial planning and account administration requirements. Each of our fund managers and financial advisors bring more than 10 years worth of individual expertise in the worldwide financial markets. Whether you need help creating and establishing your account, making your best investment decisions, or succeeding in your long term financial goals – we can help you at Vandior. We have earned our reputation for customer satisfaction by delivering the highest standard of service – one client at a time.

3 – Great instant and monthly commissions for agents
By registering at Vandior you are automatically entitled to work for us as an official Vandior agent. This gives you the opportunity to refer people such as friends and family to Vandior and receive commissions for each investment they make. In addition, you will receive monthly commissions every time your referral receives their monthly investment profits. That’s not all! You will also receive commissions for every client referred by your referrals, and every person referred by that client.

4 - Invest in a tax-efficient jurisdiction
Panama is widely recognized as a very strong and competent offshore jurisdiction that provides tax-free investing within a secure political and legal structure.

* Vandior is not required to impose a withholding tax on your received profit distributions.
* Vandior pays, in full, all interest you have earned on your investments.
* Vandior is not obligated to report your account information and interest payments to any tax authorities in any country.
* Vandior is able to offer our clients complete privacy, as provided by Panamanian law, in all their dealings with us.

Note: You are responsible for your own taxes according to the jurisdiction in which you reside and should report your earnings accordingly.

5 - Peace of mind

You can be confident when you entrust your investments with us. Vandior is a licensed financial company that has assisted hundreds of customers over the past 5 years. Vandior is currently managing more than $ 80 million in three Forex funds.

6 – Instant SMS Notifications

The SMS notifications are a perfect example of our high level of security and communication abilities. You can receive notifications for approved investments, withdrawals, received commissions, changes of account information, logins, personal messages, etc. Using this service you will always be updated on the actions in your account. Vandior protects your security and privacy. We take the extra steps needed to preserve your information as soon as your account is opened.

7 - Easy investment process
To open your account with Vandior, it only takes 5 minutes. Once opened, you can wire your initial investment to one of Vandior’s managing bank accounts. Your investment will be activated within 24 hours after receipt. Using the power of the Internet and advanced technology, Vandior serves you better by providing access to your investments and statements online, allowing all your investment applications to be accomplished 24/7/365!

8 - Regular profit release
Your investor's account will be credited monthly and your funds are available for withdrawal immediately. We give our investors very easy access to their funds and enable you to withdraw them whenever you like, not just when they expire. This freedom lets you cover living expenses, emergency costs, or to simply have fun.

9 - Hassle-free withdrawal
You can withdraw your principal or profit via bank wire or by using your “Vandior” debit card. Using your debit card is recommended because the bank wire process can take several days to receive. Using the Vandior debit card allows you to access your money 24-hours a day. You can also enjoy total confidentiality using your debit card to withdraw from any ATM or POS in the world.

10 - Low-cost investing
You earn pure interest since Vandior takes administrative and incidental fees before revealing the monthly interest; and, Vandior fees are extremely low compared to competing companies. This pure interest is 90% of what the company produces as interest on all capital. The remaining 10% covers all company expenses and is the company’s annual profit.

Open your Vandior account today! Start investing to reach your financial goals! Invest completely Online so you don't even have to leave your home or office! It's as easy as that!
If you are still unsure whether to invest with Vandior, please refer to the offer page to get in depth information about what Vandior can do for you.

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